Get The Daily for
news that matters
The latest in health, money, entertainment, jobs, and travel each day.
SPONSORED
Finance
Finance covers money management, budgeting, investing, saving, and financial planning. It offers insights on wealth building, smart spending, and achieving financial security.
SPONSORED BY
The Bank Charge That Appears Only When You Travel
You buy a coffee overseas, tap your bank card, and carry on with your day. Later, you notice the transaction cost more than you expected. The difference might be down…
Travelling or moving overseas on NZ Super
A long trip to see the grandkids in Brisbane, a winter in Rarotonga or a move to be near family in Canada. Each of these affects your NZ Super differently,…
The Residential Care Subsidy, the asset test and gifting to family
Most families start asking about the Residential Care Subsidy in a hurry, when a parent or partner suddenly needs a rest home. It pays to understand it earlier, because gifts…
The Retirement Village Fee That Can Reduce Your Refund
Moving into a retirement village can offer companionship, convenient services, and reassurance about the years ahead. But before committing a substantial portion of your retirement savings, there is one financial…
How NZ Seniors Can Save Money on TV and Streaming Bills
Between a TV package and a few streaming subscriptions, entertainment costs can quietly add up. The good news is that many New Zealand seniors can trim these bills without giving…
Where to Cut Costs in Retirement (and Where Not To)
Cost cutting in retirement is not about living with less joy. It is about making your savings and NZ Super stretch further so you can enjoy the years ahead with…
The KiwiSaver Decision to Make Before Your Next Job
Changing jobs can mean negotiating a salary, sorting out paperwork, and getting used to a new routine. If you are returning to work after retirement or taking on part-time employment,…
SPONSORED
Finance
The App Subscription You Forgot You Were Paying For
A free trial seemed like a good way to try a new service. Perhaps it offered guided exercise sessions, photo editing tools, or access to a collection of audiobooks. You…
Turning 65 Doesn’t Mean You Must Withdraw Your KiwiSaver
Turning 65 can bring a welcome change to your finances: you can generally access your KiwiSaver savings without the restrictions that applied while you were working towards retirement. But being…
The Power of Attorney You May Need Before a Crisis
Imagine being temporarily unable to manage your bills, access certain financial arrangements, or make important decisions after an illness. Your partner or adult children may be willing to help, but…
Finance
The Tax Refund You Might Be Missing
A letter from Inland Revenue might not be the most exciting thing to find in your inbox, but your tax account is worth reviewing occasionally. If you receive a pension…
The Bank Account Feature That Could Save Your Savings
You open your banking app to pay a bill and notice your everyday balance looks healthier than expected. Then you remember the car needs servicing, your insurance renewal is coming…
Can You Trust the Reviews on That Shopping Website?
You find a product online that looks perfect. Hundreds of five-star reviews praise its quality, delivery and value, and several customers even describe how it improved their lives. It seems…
The Gift Card Rules That Changed This Year
A gift card tucked into a drawer can be easy to forget. Perhaps it was a birthday present for a favourite shop, a voucher for a restaurant you have not…
SPONSORED
Finance
How to Track Spending and Feel in Control of Your Money
Retirement is a time to enjoy the things you have worked hard for. Yet many New Zealand seniors find that living on a fixed income makes every dollar count. Learning…
Money Myths Seniors Still Believe
Money myths can quietly cost older Kiwis time, comfort and peace of mind. Many of these beliefs were passed down through families or shaped by a very different economy. Here…
Your Term Deposit Is Maturing. Now What?
A letter from your bank says your term deposit is about to mature. It might be tempting to let the money roll over automatically and get on with your day,…
The Insurance Excess That Can Catch You Out
An insurance policy can feel reassuring until you need to make a claim and discover you still have to pay part of the bill yourself. That contribution is called an…
Finance
How Much Should NZ Seniors Keep in an Emergency Fund?
An emergency fund is one of the simplest ways to protect your peace of mind in retirement. For many seniors, a surprise bill can appear without warning, whether it is…
How to Decide What to Pay From Your Emergency Fund
An emergency fund gives you peace of mind, especially in retirement when income is often fixed. But when something unexpected happens, how do you decide what to pay from your…
The Grocery Delivery Fee That Changes Your Total
Ordering groceries online can be a real convenience, especially if getting to the supermarket is difficult or carrying heavy bags has become uncomfortable. You can shop from home, compare products…
The Subscription You Forgot You Were Paying For
A monthly payment appears on your bank statement for a few dollars. You barely notice it, until you spot another charge for a streaming service, a fitness app, or a…
The Fee You Pay for Paying by Card
You tap your card, collect your receipt, and notice that the amount is slightly higher than you expected. The difference may be a card surcharge, a payment fee, or another…
The Money Sitting in an Account You Forgot
It is surprisingly easy to accumulate financial accounts over the years. A savings account opened for a particular purpose, an old term deposit, a workplace account, or a bank account…
Teaching Grandchildren About Money
Grandparents hold a special place in a child's life, and that includes helping them learn about money. With rising living costs and so much spending now done online, children benefit…
Why Many Retirees Underspend (and How to Enjoy Your Money)
Many Kiwis spend decades building their savings, so drawing that money down can feel strange. Yet underspending in retirement is surprisingly common in New Zealand. Plenty of retirees reach their…
Do Not Forget the Accounts Linked to Your Old Address
Moving house usually means updating your address with the obvious places: the electricity company, insurer, doctor, and perhaps your friends and family. Financial accounts can be easier to overlook, particularly…
The Bank Account You Opened May Have Changed
The bank account you have used for years may not be exactly the same account you originally opened. Banks can change interest rates, fees, conditions, and product features over time,…
Get The Daily for
Explore more categories
Thanks to our partners
