How to Spot a Scam Before It’s Too Late

Photo source: Flickr

Scams are becoming more common these days, and older adults are often targeted. The good news is that once you know what to look for, it becomes much easier to protect yourself. A few simple habits can help you avoid trouble and stay safe.

Start by trusting your gut. If something doesn’t feel quite right, take a moment to pause. Scammers often pretend to be someone familiar, like your bank, a government agency, or even a family member needing help. They’ll usually try to catch you off guard and pressure you to act quickly. Don’t be afraid to slow things down and think it through.

Be cautious if you’re asked to send money, share your banking details, or buy gift cards. Real companies and organisations will never ask for this kind of information by phone or email. If you’re offered a prize or a deal that sounds too good to be true, it probably is.

A helpful rule is to avoid clicking on links in messages from people you don’t know. If you’re unsure, visit the company’s official website or call them using a number you trust. It’s also smart to limit what you share online, as scammers can use even small bits of personal information to trick you.

Don’t keep your worries to yourself. Talk to a friend, neighbour, or family member if something seems off. It’s always okay to ask for a second opinion. You can also check websites like CERT NZ or Netsafe for updates on common scams and what to do if you’re targeted.

Staying safe doesn’t mean avoiding technology altogether. It’s about being informed, staying alert, and taking your time. A little awareness goes a long way in protecting both your information and your confidence.